What is the best way to establish credit?

I'm wanting to start my credit, so that whenever i get old enough to buy my own car and stuff i will have a credit score that they can go on. But also will that make my payments high since i will not have that much credit?

Answers

• Go to college. Get an unsubsidized loan. Make payments when you're done.


• I started this 4 years ago and now I have about $50,000 in credit limit and an excellent credit score. Apply to a secured credit card, that means that you send the credit card company a deposit check (range depends which company you use). I used citi bank and I sent them a $400 check and that was my credit limit, so I started charging on the card and making the payments ON TIME. to get an application call citi bank, you can easily look up the number by lookig up on google, and when you call ask them to send you a secured credit card application. GOOD luck


• you could get a personal loan and pay it off in a few months that way you could buid good credit or you could get a credit card use it for everyday purchases and make the full payment at the end of the month that way you do not pay interest and build credit. Check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and reward, no matter what kind of credit you have they have the right card for you